Author: jeffschaef

Budgeting

At the far corner of the table, near his right arm there lay a notebook jotted with numbers and receipts covering some of the numbers. I couldn’t see what it was for sure so I had to ask.”Bob, I’m going to be a little forward but what are those papers?” “They’re all of the receipts in …

When I met my mentor

I went to church to attend a meeting. The meeting didn’t pertain to church, it was just held there. I was nervous, wasn’t something I would typically go to. It was just a couple of old guys and a younger woman who was a little disheveled, shirt half tucked in, a bit of a bowl haircut …

Origin of a Werewolf

I leaned back in my chair and folded my arms. I looked out the window where the daylight gave way to orange hue in the east. I saw the sun but my thoughts were inward. I wanted to talk to him about the stories I’ve been writing. This isn’t something I’ve talked to him about before. …

My List of Dividend Stocks

I created my portfolio with the help this fantastic tool: portfolio visualizer. The tool allows you to back test stocks and mutual funds. I wanted to create a portfolio that could payout dividends, without being cut, during downturns. Dividend Aristocrats was an easy place to start, companies that paid rising dividends consecutively for the last 25 …

Investing with Dividends in Mind

Over the last two decades, Index funds have been the default investment of choice. And with good reason, index funds are cheap, easy to understand, and should perform better than almost anything else over the medium to long term. But there are other ways to invest, another one of those ways which can have the same …

2020’s monthly focus

I always try to do too many things at the same time and never get anything done. So, this year I’ve decided to focus on a particular each month in the year. The list is below. I expect it to help me focus. January: Write blog posts February: Write a story March: Learn a song on …